When should you consider a Quick Cash Loan?
When you need emergency cash. Ideally you have an emergency fund built up but with most people that is not always the case. Depending on how soon you need the cash, you can sometimes get a cash loan from your bank, but depending on your credit – that may not be an option either.
When you are in need of an emergency loan Choose Piedmont Quick Cash for simple money solutions. A short-term loan is a sensible, convenient alternative to costly bounced checks, bank overdraft protection fees, late payment charges, and tarnished credit ratings.
Loan Cost and Terms
Piedmont Quick Cash provides short-term personal loans from 100 to $500. The amount you are offered will depend on your application information and your payment history with us. Don't worry if you are not approved for the maximum amount on your first loan. As you make successful payments, you may become eligible for larger loans.
To qualify for a loan you don't need to be employed, but you must have a regular source of income, a current checking account bank statement (in your name), a checking account (in your name), and a government issued picture ID.
The cost of your loan will be based on the amount that you borrow and will be 18% daily accumulation
and pre-calculated on a two week (14 day) payment agreement. Cost ranges from $1.80 a day to $9.00 a day.
While these rates are lower than the rates charged by many other short-term lenders and credit cards, they are higher than some other forms of credit, so we encourage you to pay off your loan as quickly as possible.
At Piedmont Quick Cash, there are no hidden charges or fees – you only pay interest for the time you keep the loan. We never charge prepayment penalties, and we make it easy for you to lower the cost of your loan by paying down or paying off your loan early.
The number of payments you'll make on your loan is entirely up to you. We encourage you to pay your loan off completely within the original 14 day period as this is a “short-term” loan. However, if you need the money more than 14 days, we can set you up on a payment plan that will spread your payments over a 12 week period.
Contact us for more information or to schedule an appointment.
Call (573) 223-7511 Monday through Friday from 9:00am to 5:00pm.
We are closed on all major holidays and weekends.
